Earn monthly commissions with transparent tracking. Help your clients access better credit and capital.

Partner with Keep. Empower your clients with smarter financial tools.
Lead with the Keep Business Mastercard: Canada’s most rewarding business credit card, built for real-world spending and growth. And when clients need more capital, Keep also offers flexible funding options up to $1.5M. As a partner, you’ll earn commissions and get full visibility every step of the way.
Help your clients unlock smarter business credit
Give your clients up to 56 days interest-free, strong rewards, and full control — backed by fast decisions and modern billing.
Flexible capital when they need more
When credit isn’t enough, offer loans up to $1.5M with fast turnaround and flexible terms to help your clients grow.
Empower your clients with smarter financial tools
With QuickBooks integration, automated expense tracking, and unlimited cards with spend controls, Keep helps your clients stay organized & save time.
Why partner with Keep?
From everyday business spending to major investments, Keep helps Canadian entrepreneurs move faster with a Premium Card and Capital that work together.
Perfect for consultants, creators, or advisors with a network of business owners
Earn by referring businesses to Keep. Share a flexible financing option that’s easy to understand, quick to apply for, and built for real-world cash flow needs. You send the lead — we handle the rest.

Help your clients strengthen their financial position — while you earn.
When you recommend Keep, your clients gain access to working capital and credit solutions tailored to their cash flow. With QuickBooks integration and responsive support, you stay in the loop without extra admin work.

Expand your funding toolkit without adding friction.
Keep offers two strong options: a powerful business credit card and flexible working capital. Fast reviews, real underwriting, and reliable payouts make Keep a seamless addition to your funding toolkit.

Backed by the best in fintech
We're supported by top venture firms and operators who’ve helped build the most trusted platforms in financial technology.

FAQ
Frequently asked questions
Will each referral be tracked with a unique ID or link?
Yes. While our process is currently manual, we’re rolling out a streamlined system soon. For now, referrals are submitted via email, and we’ll keep you updated every step of the way — from submission to payout.
When are payouts issued and how can I track them?
Payouts are issued monthly once your client is approved and completes their first transaction. You’ll also receive reporting to monitor your referrals and commissions.
What’s the typical turnaround time from referral to decision?
80% of applications receive a decision within 3 business days. If you include recent statements and estimated credit scores, we can often offer pre-approval within 1 day.
Do you offer marketing materials or co-branded content?
Yes! We provide email templates and a PDF partner guide, and we’re working on a co-branded landing page and additional assets to help you promote Keep with ease.
Are there businesses or industries you don’t support?
Yes. We don’t currently support:
- Financial services (e.g. mortgage, crypto, MSBs, credit repair)
- Quebec-based businesses
- Construction companies under 3 years old or earning less than $1M/year
- Businesses under 6 months old or with credit scores below 560
For the full list, please see here.
Will I receive updates throughout the referral process?
Definitely. You’ll be notified at every key stage:
- After referral submission (pre-approval)
- After the client applies (final decision)
- After onboarding (when your payout is confirmed)