We built more than a card. We built Canada's #1 financial platform for business.

Banking, cards, FX, accounting, and capital: one platform.

More rewards than Amex and the Big 5 Banks.

Faster approvals and higher limits. Get your card today.

Most fee-free days. Up to 56 days on all purchases.

Credit limits which grow with your performance.

We just need a few details to get your account set up.
Black business credit card with gold details and Mastercard logo over icons of suitcase, plane, coins, and bank.
Trusted by 5,000+ Canadian Companies

Earn points on all business purchases

Join the rewards program that grows with your business — on your card, and beyond it.

Green app icons featuring a fork and knife, shopping cart, airplane, price tag, and store front.

Other cards cap your rewards.
Keep doesn't.

Earn points on every card purchase.

Applications do not impact your credit score¹
Up to
5
x

Points on Keep travel

Up to
3
x

Points on international & dining

Up to
1.5
x

Points on everything else

Rates vary by plan. Compare Core, Plus, and Max. Check pricing.

Do your rewards points only work on one airline? That’s cute.

Redeem flights on over 300+ airlines, including Air Canada and West Jet. Plus hundreds of others around the world...

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Your points. Your choice. Your schedule.

Skip the 5am flights to nowhere. Our rewards get you to the places you've always wanted to visit, on your schedule.

Every single airline

Budget, premium, global or local. If they fly there, you can book using points.

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Instant bookings

No codes, no conversions. Just book in the Keep app and take off.

Couple relaxing on wooden lounge chairs at a sandy beach with ocean and palm tree in the background.

Any date, any time

No codes, no conversions. Just book in the Keep app and take off.

Man sitting on airplane looking out window at a coastline with sea and beach during sunset.

The very best rewards for Canadian businesses.

Compare credit cards for Canadian business.

Black business credit card with gold chip, gold logo, and Mastercard symbol.

Keep

Points earned
1.5x on all purchases
‍3x on FX & dining
‍5x on Keep Travel
Points rewards
No cap
Foreign exchange (FX) Fees
1.5x on all purchases, 3x on FX & dining, 5x on travel
American Express Business credit card with embossed numbers and a centurion logo design.

Amex Business Platinum

Points earned
1.25x on all purchases;
2x on travel & business services
Points rewards
No cap on Membership Rewards points
Foreign exchange (FX) Fees
2.5% on foreign currency transactions
TD Business Travel Visa credit card with green and white design and TD logo.

TD Business Travel Visa

Points earned
1x on all purchases;
2x on Air Canada;
1.5x on gas, groceries, travel
Points rewards
No cap on Aeroplan points earned
Foreign exchange (FX) Fees
2.5% on foreign currency transactions
Visa Avion credit card with chip and numbers in a gray design.

RBC Avion Visa Infinity

Points earned
1.25 Avion points per $1 on net purchases (up to $75K/year), then 1x.
Points rewards
75,000 points annually on bonus categories
Foreign exchange (FX) Fees
2.5% on foreign currency transactions
Close-up of a Scotiabank gold credit card with a chip and American Express logo.

Scotiabank Gold Amex Business

Points earned
1x on all purchases;
5x on gas, groceries, restaurants
Points rewards
30,000 points annually at 5x rate (gas/groceries/restaurants)
Foreign exchange (FX) Fees
No fee
BMO AIR MILES Mastercard credit card with chip and contactless symbol

BMO AIR MILES Business

Points earned
1 Air Mile per $12 spent; 1.25x Miles per $12 at Shell.
Points rewards
2,000 reward miles annually at bonus rates
Foreign exchange (FX) Fees
2.5% on foreign currency transactions
CIBC Aventura Business Visa credit card with a gold world map background.

CIBC Aventura Business

Points earned
1 mile per $20 spent; 1 mile per $10 on gas & office supplies
Points rewards
Varies by version; typically 80,000-120,000 points annually on bonus categories
Foreign exchange (FX) Fees
2.5% on foreign currency transactions

Earn up to $249,85 a year in rewards.

See how much more you'll earn compared to traditional business cards. Real numbers. No fine print.
Travel
5X points
$10,000/m
$0
$5,000
$10,000
International spend & dining
3X points
$3,200/m
$0
$5,000
$10,000
All other purchases
1.5X points
$4,600/m
$0
$5,000
$10,000
Total monthly spending
$8,500
Travel
10,000 PTS
International spend & dining
9,600 PTS
All other purchases
10,000 PTS
Applications do not impact your credit score¹
Monthly points
9,500
Annual points
114,000
✈️🏖️ That's a trip to Hawai!
Applications do not impact your credit score¹

Take control.
Stay in control.

Give your team spending power without losing oversight. Set limits, track every dollar in real-time, and lock cards instantly from your phone.

Unlimited virtual cards
with custom spending controls

Create a virtual card for every employee, vendor, or subscription. Set exact spend limits. Control where and when each card works. Lock any card instantly if something looks wrong.

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Real-time expense tracking

See every transaction the second it happens. Know your exact balance right now, not 48 hours ago. Get instant alerts when limits are reached or suspicious charges appear.

Budget chart showing monthly spend for Google Ads $1875.40, Facebook Ads $1420.00, Office Supplies $580.25.
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Physical cards for your entire team

Issue Mastercard physical cards to every team member. No extra fees. Each card has its own controls.

Green circular button with white euro currency symbol in the center.

Multi-currency support

Send payments to over 100 countries and hold 6+ global currencies. Zero conversion headaches. Real-time exchange rates with 0% markup.

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Up to 56 days to pay

Pick the statement and payment cycle that works for your cash flow — 31, 38, or 56 days to pay.

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QuickBooks integration

Transactions sync automatically. No manual entry. No reconciliation nightmares. Your books stay current without anyone lifting a finger.

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Categorize your way

Sync your bank feed and categorize in QuickBooks, or tag expenses in Keep first and push them over. Your workflow, your call.

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Export-ready reporting

Download transaction data in CSV or PDF. Push directly to accounting software. Custom date ranges, filters, and categories.

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24/7 fraud monitoring

Advanced fraud detection on every transaction. Suspicious activity gets blocked instantly. You get notified immediately.

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Instant card locking

Lock any card instantly from the app. Suspicious charge? Lock first, investigate later. Unlock just as fast when it's resolved.

What our customers say

Get your Keep account

Apply online for a Keep Business Mastercard in just
8 minutes - with approvals in 72 hours or less.

Hand holding a black Keep business Mastercard credit card with gold and red details.

FAQ

Frequently asked questions

Couldn't find what you were looking for?
Write us at: support@trykeep.com

Who is Keep for?

Keep is for small and medium-sized Canadian businesses looking to simplify their expense management, especially those frustrated with the big banks!

What is the interest rate?

None. Keep is fee-free when your balance is paid at the end of each statement period. Need more time? We offer low fee statement extension plans to ensure your business never goes without.

Is Keep available in all provinces?

Keep is available in all provinces, with the exception of Quebec. Our team is hard at work to begin supporting Quebec-based businesses, so stay tuned!

Does Keep offer any rewards for use?

Yes — every Keep Card purchase earns points, with no caps. Your rate depends on your plan: Core earns 1x on standard purchases and 4x on international spend, while Plus and Max earn 1.5x on everything, 3x on dining and international, and 5x on Keep Travel bookings.