We built more than a card. We built Canada's #1 financial platform for business.
More rewards than Amex and the Big 5 Banks.
Faster approvals and higher limits. Get your card today.
Most fee-free days. Up to 56 days on all purchases.
Credit limits which grow with your performance.
Earn points on all business purchases
Join the rewards program that grows with your business — on your card, and beyond it.
Other cards cap your rewards.
Keep doesn't.
Earn points on every card purchase.
Points on Keep travel
Points on international & dining
Points on everything else
Do your rewards points only work on one airline? That’s cute.
Redeem flights on over 300+ airlines, including Air Canada and West Jet. Plus hundreds of others around the world...
Your points. Your choice. Your schedule.
Skip the 5am flights to nowhere. Our rewards get you to the places you've always wanted to visit, on your schedule.
Every single airline
Budget, premium, global or local. If they fly there, you can book using points.
Instant Bookings
No codes, no conversions. Just book in the Keep app and take off.
Any date, Any time
No codes, no conversions. Just book in the Keep app and take off.
The very best rewards for Canadian Business.
Compare credit cards for Canadian business.
Keep
3x on FX & dining
5x on Keep Travel
Amex Business Platinum
2x on travel & business services
TD Business Travel Visa
2x on Air Canada;
1.5x on gas, groceries, travel
RBC Avion Visa Infinity
Scotiabank Gold Amex Business
5x on gas, groceries, restaurants
BMO AIR MILES Business
CIBC Aventura Business
Take control.
Stay in control.
Give your team spending power without losing oversight. Set limits, track every dollar in real-time, and lock cards instantly from your phone.
Unlimited virtual cards
with custom spending controls
Create a virtual card for every employee, vendor, or subscription. Set exact spend limits. Control where and when each card works. Lock any card instantly if something looks wrong.
Real-time expense tracking
See every transaction the second it happens. Know your exact balance right now, not 48 hours ago. Get instant alerts when limits are reached or suspicious charges appear.
Physical cards for your entire team
Issue Mastercard physical cards to every team member. No extra fees. Each card has its own controls.
Multi-currency support
Send payments to over 100 countries and hold 6+ global currencies. Zero conversion headaches. Real-time exchange rates with 0% markup.
Up to 56 days to pay
Pick the statement and payment cycle that works for your cash flow — 31, 38, or 56 days to pay.
QuickBooks integration
Transactions sync automatically. No manual entry. No reconciliation nightmares. Your books stay current without anyone lifting a finger.
Categorize your way
Sync your bank feed and categorize in QuickBooks, or tag expenses in Keep first and push them over. Your workflow, your call.
Export-ready reporting
Download transaction data in CSV or PDF. Push directly to accounting software. Custom date ranges, filters, and categories.
24/7 fraud monitoring
Advanced fraud detection on every transaction. Suspicious activity gets blocked instantly. You get notified immediately.
Instant card locking
Lock any card instantly from the app. Suspicious charge? Lock first, investigate later. Unlock just as fast when it's resolved.
What our customers say
Get Your Keep Account
Apply online for a Keep Business Mastercard in just 8 minutes - with approvals in 72 hours or less.
FAQ
Frequently asked questions
Who is Keep for?
Keep is for small and medium-sized Canadian businesses looking to simplify their expense management, especially those frustrated with the big banks!
What is the interest rate?
None. Keep is fee-free when your balance is paid at the end of each statement period. Need more time? We offer low fee statement extension plans to ensure your business never goes without.
Is Keep available in all provinces?
Keep is available in all provinces, with the exception of Quebec. Our team is hard at work to begin supporting Quebec-based businesses, so stay tuned!
Does Keep offer any rewards for use?
Yes — every Keep Card purchase earns points, with no caps. Your rate depends on your plan: Core earns 1x on standard purchases and 4x on international spend, while Plus and Max earn 1.5x on everything, 3x on dining and international, and 5x on Keep Travel bookings.