DataCandy has partnered with Keep.
More rewards than Amex and the Big 5 Banks.
Faster approvals and higher limits. Get your card today.
Most interest free days. Up to 56 days on all purchases.
Credit limits which grow with your performance.
Like peanut butter and jelly, we’ve joined forces to bring you Canada’s best business credit card.
You’re one of the first to get access!
Better benefits to reward your hustle.
More rewards for your spend. No caps. No fine print.
Bonus Points
When you spend $5,000 in your first 30 days.
Points on any card spend
Stack with your cashback rewards for more benefits!
Points on dining & international purchases
Every client dinner and cross-border purchase earns 3x.
Points on travel
On all flights booked through Keep Travel portal.
Do your rewards points only work on one airline? That’s cute.
Redeem flights on over 300+ airlines, including Air Canada and West Jet.
Plus hundreds of others around the world...
Your points. Your choice. Your schedule.
Skip the 5am flights to nowhere. Our rewards get you to the places you've always wanted to visit, on your schedule.
Every single airline
Budget, premium, global or local. If they fly there, you can book using points.
Any date, any time
No blackout dates. No restrictions. Just pick the flight that works for you.
Instant bookings
No codes, no conversions. Just book in the Keep app and take off.
The very best rewards for
Canadian business.
Compare credit cards for Canadian business.
 Keep + DataCandy |  Amex Business Platinum |  TD Business Travel Visa |  RBC Avion Visa Infinity |  Scotiabank Gold Amex Business |  BMO AIR MILES Business |  CIBC Aventura Business | |
|---|---|---|---|---|---|---|---|
Points Earned | 1.5x on all purchases 3x on dining and international spend 5x on travel | 1.25x on all purchases; 2x on travel & business services | 1x on all purchases; 2x on Air Canada; 1.5x on gas, groceries, travel | 1.25 Avion points per $1 on net purchases (up to $75K/year), then 1x. | 1x on all purchases; 5x on gas, groceries, restaurants | 1 Air Mile per $12 spent; 1.25x Miles per $12 at Shell. | 1 mile per $20 spent; 1 mile per $10 on gas & office supplies |
Points / Rewards Cap | No cap | No cap on Membership Rewards points | No cap on Aeroplan points earned | 75,000 points annually on bonus categories | 30,000 points annually at 5x rate (gas/groceries/restaurants) | 2,000 reward miles annually at bonus rates | Varies by version; typically 80,000-120,000 points annually on bonus categories |
Foreign Exchange (FX) Fees | No mark-up. No cost FX.1 | 2.5% on foreign currency transactions | 2.5% on foreign currency transactions | 2.5% on foreign currency transactions | No fee | 2.5% on foreign currency transactions | 2.5% on foreign currency transactions |
Earn up to $375.00 a year in rewards
Smart Tech. More than a card to fuel business growth
Seamless global banking, fast access to capital, and automated expense management.
10-20x higher credit limits
Enjoy credit limits that grow with your business.
Issue unlimited virtual cards
Control every dollar with pre-set limits and more.
Lower your accounting bills.
Seamless integrate with your accounting software.
Zero touch expense management.
Unmatched automation of manual expense work
No cost FX.
No FX mark-ups.
The best exchange rates in Canada.
Fast, flexible access to funding
Up to $1.5M in financing with transparent terms.
Powerful software that saves you time
Unlimited cards for your team
Issue both physical & virtual cards for your team
Effortlessly capture and organize receipts
Simply take a photo, and Keep AI will do the rest!
Control spend on every card
Set and monitor spend limits from Keep’s real time dashboard.
Seamless access - for employees & accountants
Effortlessly assign roles and control team access
Business protection
24/7 Fraud monitoring
Your business never switches off, so neither do we.
Employee card misuse protection
Control spend before it happens with built-in card features.
Purchase protection up to $1,000
Get peace of mind with purchase protection on business essentials.
Zero Liability Protection*
You will not be held liable for any purchases you did not make
Frequently Asked Questions
Is my business eligible?
Most Canadian businesses with good credit and healthy financials are eligible for Keep's business credit card through our DataCandy partnership. The application takes about 5-10 minutes, and you'll know if you're approved within 24 hours.
How do I apply?
Simply complete our online application in about 5-10 minutes. You'll need to provide some basic business details and securely connect your bank account so we can review your financials. Once submitted, Keep will review your application and get back to you within 24 hours
How much Is my limit?
Your credit limit is based on your business financials and credit profile. You'll see your approved limit during the application process.
What is the interest rate?
Your Keep | DataCandy credit card comes with a no-fee period of up to 56 days — the longest of any business credit card in Canada.
You pay nothing on purchases when you clear your statement balance in full by the due date. If you carry a balance beyond the no-fee period, a flat 3% monthly fee applies to the outstanding balance. No compounding, no variable rates — just a simple, flat fee.
Are there any fees?
Keep's business credit card has no annual fee.
What are your repayment periods?
You have the option of paying off your credit card in full at the end of your statement period, or you can opt to pay the specified minimum amount monthly.
How many cards can I get for my business?
You can issue unlimited virtual cards for your team. Set spend rules and controls for your colleagues, automatically sync with quickbooks, and snap receipts for A.I. powered expense coding.